Get a fast, affordable loan now

The Pension-Backed Loan safeguards your investments whiles giving you prompt access to very affordable loans. This means you can borrow money at a lower interest rate using your investment as security. There is no need to break your investment.

Who is this for?

Tier 3 and Savings Booster Customers.

Features

Fast processing and payment

Very convenient application process

Interest rate as low as 24% per annum

Access up to 80% of your investment balance

Benefits to you

Protect your investment goal

Faster approval time

Spread repayment for up to 36 months

Apply easily online from anywhere.

Eligibility

Be a Tier 3/Petra Opportunity Pension Scheme/Savings Booster customer.

Frequently Asked Questions

How do I apply for a Pension-Backed Loan?

Download, fill and email loan application form to loans@petraonlinecom

You can also pick up an application form at the Petra offices or any front facing Petra staff.

What information do I need to provide to apply for a loan?
  •  A completed loan application Form
  • One Passport sized picture
  • A Valid National ID (preferably your Ghana Card)
How long does it take to receive a credit decision?

The loan can take from 8 hours to 1 week. This depends on the type of loan you choose.

How can I make my loan payments?

You can easily make payments from your bank account.

Apply Now

Download application forms or request a call back from the action buttons below

Get in touch

Have Questions? Send us a message using the form below.
You can also email is on [email protected]. Or Call us on +233(0)242435037

Just seconds after you message, you’ll get a call from us.


SELECT PREFERRED LOAN

ABSA BANK

Interest Rate: 27.5% per annum
Amount: Up to 80% of your investment
Processing Time: 48 hours

LETSHEGO

Interest Rate: 24% per annum
Amount: Up to 80% of your investment
Processing Time: 1 week

Download and fill loan application form and email the completed form to [email protected] for processing.

A representative will contact you and assist you after form is submitted.